Business Verification and Entity Information
What Is Business Verification (KYB)
Business verification (KYB) verifies the organization’s identity, business information, ownership, and controllers. The application has four stages: registration location, basic business information, business information, and related-person information. Required fields vary by registration location and entity type.
Why Business Verification Is Required
After verification is approved, the organization can use its enabled fund, Budget, and card services. This is required to protect funds, meet regulatory requirements, and unlock subsequent account and payment functions.
How to Complete Business Verification
Prepare Verification Materials
- Proof of business registration and good standing;
- Business address, business activities, and intended use of funds;
- Identity information for directors, legal representatives, and beneficial owners;
- Proof of ownership or control structure;
- Authorization documents required when someone acts on behalf of the organization.
File requirements The upload area supports JPG, JPEG, PNG, and PDF files up to 5 MB each. Use clear, complete, and valid documents. The organization name, registration number, address, and person information must match the form.
Select the Registration Location and Entity Type
First select the organization’s registration country or region, then select the corresponding entity type. The system uses these selections to display the fields and materials required later, so use the official registration documents as the source of truth.
Registration Location and Entity Type
Select Registration Country or Region
US Entity Type Options
Enter Business Registration and Address Details
On the business registration page, upload the registration certificate and enter its number, registration date, and expiry date. On the basic business information page, enter the organization name, registration country or region, registered address, state or city, postal code, and proof of business address. Fields marked with a red asterisk are required.
Upload Registration Certificate and Enter Document Information
Enter Organization Name and Registered Address
Upload Business Documents
Upload the ownership structure chart, good-standing documents, ownership-percentage evidence, director list, articles of association, share certificates, and other materials required for the selected entity type. Required files must be provided. If a document is unavailable, confirm acceptable alternatives with the Compliance or Support team first.
Ownership Structure and Good-standing Documents
Enter Business Information
Business information describes the organization’s actual activities and expected transactions. Enter the industry, website, organization size, main products or services, main trading countries or regions, annual revenue, source of funds, and expected transaction information accurately. Select any countries or regions listed on the page that are relevant to the business.
Key Business Information Fields
Enter Director Information
The related-person page first asks you to declare directors or legal representatives. Upload identity documents and enter each person’s name, date of birth, nationality, residential address, and document expiry date. If the organization has multiple directors, add them one by one using the button at the bottom of the page and ensure the declaration matches the director list and corporate documents.
Upload Director Identity Document
Enter Director Identity and Residential Information
Declare Ultimate Beneficial Owners
An ultimate beneficial owner is generally an individual who directly or indirectly holds 25% or more of the organization’s ownership or voting rights. Trace the ownership and control relationships to the relevant individuals, upload a valid identity document for each beneficial owner, and enter their identity, nationality, date of birth, and residential address. If no individual holding 25% or more can be identified, prepare a beneficial-owner declaration as instructed on the page or confirm the required materials with Support.
UBO Declaration Requirements and Add Entry
Upload UBO Identity Document
Enter UBO Identity and Residential Information
Enter Authorized Person Information
If the person submitting the verification is not the organization’s sole director or legal representative, select an authorized representative, enter the representative’s identity and document information, and upload a formally signed authorization letter or an equivalent board resolution. If a director is submitting the application, select the relevant director as the authorization type.
Select Director or Authorized Representative
Upload Authorized Representative Identity Document
Enter Authorized Representative Identity and Address
Pre-submission Check
| Check item | Confirmation |
| Organization information | The organization name, registration number, registration date, and address exactly match the official documents |
| Document quality | Documents are complete, clear, and valid; each JPG, JPEG, PNG, or PDF is no larger than 5 MB |
| Ownership structure | Director, shareholder, and UBO information matches the ownership structure and evidence |
| Business information | The website, products and services, trading regions, revenue, and source of funds reflect the actual business |
| Authorization relationship | An authorized representative is entered and valid authorization is uploaded when the operator is not a director |
Save, Submit, and Check Verification Status
Use [Save Draft] after completing each stage, then click [Next].
Before submitting, check each required field, document clarity, and information consistency.
After completing the authorized-person information, click [Submit]. The home page will show a [Under Review] notice after submission.
Go to [Settings → Entity Information] to view the entity, registration location, and verification status.
If the application is returned, correct the information based on the page or Compliance notice and resubmit it.
Post-submission Business Verification Review Notice